{"id":38779,"date":"2023-04-26T12:09:50","date_gmt":"2023-04-26T15:09:50","guid":{"rendered":"https:\/\/marketup.com\/?p=38779"},"modified":"2023-04-26T12:09:52","modified_gmt":"2023-04-26T15:09:52","slug":"5-dicas-para-nao-sofrer-com-o-endividamento","status":"publish","type":"post","link":"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/","title":{"rendered":"5 dicas para n\u00e3o sofrer com o endividamento"},"content":{"rendered":"\n

Uma boa gest\u00e3o financeira para n\u00e3o sofrer com endividamento e potencializar o crescimento saud\u00e1vel de uma empresa depende de in\u00fameros processos entre organiza\u00e7\u00e3o de dados, boas estrat\u00e9gias e tomadas de decis\u00e3o, confira a baixo nossas dicas.<\/p>\n\n\n\n

5 dicas para n\u00e3o sofrer com o endividamento<\/h3>\n\n\n\n

1.Fa\u00e7a uma lista de todos os gastos <\/h5>\n\n\n\n

Primeiramente liste todo e qualquer valor que a empresa tenha, sejam eles custos, despesas fixas ou vari\u00e1veis de qualquer tipo;<\/p>\n\n\n\n

2.Monitore os pre\u00e7os das vendas <\/h5>\n\n\n\n

Precifique os seus produtos ou servi\u00e7os de forma adequada, coloque na ponta da caneta todos os valores que comp\u00f5em o custo.<\/p>\n\n\n\n

Assim, voc\u00ea adapta da forma que for melhor para o seu neg\u00f3cio.<\/p>\n\n\n\n

3.Mantenha o fluxo de caixa sempre atualizado<\/h5>\n\n\n\n

Inclua no fluxo de caixa<\/a>, entradas, sa\u00eddas de dinheiro e pagamentos previstos, dessa forma, voc\u00ea identifica meses de baixo faturamento e cria estrat\u00e9gias que equilibram as finan\u00e7as.\u00a0<\/p>\n\n\n\n

4.Tenha o valor do capital de giro sempre dispon\u00edvel<\/h5>\n\n\n\n

Chamamos de capital de giro o valor que precisa estar reservado para cobrir os pagamentos aos fornecedores e as contas a pagar.<\/p>\n\n\n\n

Para saber quanto de capital de giro seu neg\u00f3cio precisa, subtraia o valor que voc\u00ea tem em caixa de todas as despesas e contas a pagar.<\/p>\n\n\n\n

5. Fa\u00e7a um planejamento<\/h5>\n\n\n\n

Se seu neg\u00f3cio estiver organizado, \u00e9 poss\u00edvel analisar as planilhas e as informa\u00e7\u00f5es financeiras e, a partir disso, visualizar quanto sobra de dinheiro todos os meses para definir os valores das parcelas de um financiamento, ou ir atr\u00e1s de cr\u00e9dito para regularizar as contas atrasadas. <\/p>\n\n\n\n

Fonte:<\/em> www.sebrae.com.br<\/em><\/strong><\/a><\/p>\n\n\n\n

Gostou do conte\u00fado? Fique de olho no Canal PME para entender mais sobre todos os principais temas do mercado e conhecer em primeira m\u00e3o as novidades da MarketUP<\/strong><\/a>! Aproveite tamb\u00e9m para seguir a MarketUP nas redes sociais agora<\/strong><\/a>.<\/p>\n\n\n\n

Sobre a MarketUP<\/strong><\/h5>\n\n\n\n

Na plataforma MarketUP, voc\u00ea encontra recursos exclusivos para as vendas<\/strong><\/a> e a gest\u00e3o<\/strong><\/a> do seu neg\u00f3cio, dessa forma facilita o dia a dia da sua empresa, com condi\u00e7\u00f5es para voc\u00ea focar nos processos internos e no seu time. <\/p>\n\n\n\n

Tenha uma vis\u00e3o ampla do seu neg\u00f3cio a fim de ficar por dentro de tudo que acontece em tempo real na sua empresa. <\/p>\n\n\n\n

Por fim, com o PDV MarketUP<\/strong><\/a>, voc\u00ea otimiza seu processo de vendas e atende seus clientes de forma mais \u00e1gil, e o melhor gratuitamente. <\/p>\n","protected":false},"excerpt":{"rendered":"

Saiba os 5 passos para ter uma boa gest\u00e3o financeira e n\u00e3o sofrer com dividas.<\/p>\n","protected":false},"author":1,"featured_media":38782,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15,6,17],"tags":[3078,3689,3097,5231,3036,3008,3373,3134],"class_list":["post-38779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empreendedorismo","category-financas-e-tributos","category-gestao-e-vendas","tag-blog-marketup","tag-empreendedor","tag-empreendedorismo","tag-endividamento","tag-gestao","tag-marketup","tag-mei","tag-sebrae"],"yoast_head":"\n5 dicas para n\u00e3o sofrer com o endividamento | MarketUP<\/title>\n<meta name=\"description\" content=\"Separamos 5 dicas para n\u00e3o sofrer com o endividamento empresarial\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 dicas para n\u00e3o sofrer com o endividamento | MarketUP\" \/>\n<meta property=\"og:description\" content=\"Separamos 5 dicas para n\u00e3o sofrer com o endividamento empresarial\" \/>\n<meta property=\"og:url\" content=\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/\" \/>\n<meta property=\"og:site_name\" content=\"MarketUP\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-26T15:09:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-26T15:09:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/marketup.com\/wp-content\/uploads\/2023\/04\/IMG-BLOG-9-1024x427.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"427\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"MarketUP\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"MarketUP\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/\",\"url\":\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/\",\"name\":\"5 dicas para n\u00e3o sofrer com o endividamento | MarketUP\",\"isPartOf\":{\"@id\":\"https:\/\/marketup.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/marketup.com\/wp-content\/uploads\/2023\/04\/IMG-BLOG-9.png\",\"datePublished\":\"2023-04-26T15:09:50+00:00\",\"dateModified\":\"2023-04-26T15:09:52+00:00\",\"author\":{\"@id\":\"https:\/\/marketup.com\/#\/schema\/person\/cab0f614e9706e09200e5df605bb8e30\"},\"description\":\"Separamos 5 dicas para n\u00e3o sofrer com o endividamento empresarial\",\"breadcrumb\":{\"@id\":\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/#primaryimage\",\"url\":\"https:\/\/marketup.com\/wp-content\/uploads\/2023\/04\/IMG-BLOG-9.png\",\"contentUrl\":\"https:\/\/marketup.com\/wp-content\/uploads\/2023\/04\/IMG-BLOG-9.png\",\"width\":1920,\"height\":800,\"caption\":\"Endividamento empresarial\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/marketup.com\/blog\/5-dicas-para-nao-sofrer-com-o-endividamento\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/marketup.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 dicas para n\u00e3o sofrer com o endividamento\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/marketup.com\/#website\",\"url\":\"https:\/\/marketup.com\/\",\"name\":\"MarketUP\",\"description\":\"MarketUP \u00e9 a plataforma de gest\u00e3o gr\u00e1tis para micro e pequenas empresas com emiss\u00e3o fiscal e mais. 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