{"id":25834,"date":"2021-07-23T11:47:35","date_gmt":"2021-07-23T14:47:35","guid":{"rendered":"https:\/\/marketup.com\/?p=25834"},"modified":"2021-07-23T11:47:35","modified_gmt":"2021-07-23T14:47:35","slug":"banco-central-anuncia-novas-mudancas-para-o-pix","status":"publish","type":"post","link":"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/","title":{"rendered":"Banco Central anuncia novas mudan\u00e7as para o Pix"},"content":{"rendered":"

O Banco Central (BC) anunciou na \u00faltima quinta-feira, 22 de julho, mudan\u00e7as nas transa\u00e7\u00f5es com o Pix, sistema de pagamentos instant\u00e2neos, a partir de setembro. O objetivo \u00e9 ampliar o uso da ferramenta permitindo que as transfer\u00eancias e opera\u00e7\u00f5es banc\u00e1rias sejam feitas por institui\u00e7\u00f5es participantes do open banking. Os usu\u00e1rios poder\u00e3o fazer movimenta\u00e7\u00f5es banc\u00e1rias a partir de diferentes plataformas, n\u00e3o mais apenas pelo aplicativo ou portal online do banco onde possuem conta. <\/p>\n

Com a atualiza\u00e7\u00e3o do Banco Central, ser\u00e1 poss\u00edvel efetuar pagamentos com o Pix usando o servi\u00e7o de outras institui\u00e7\u00f5es por meio da figura de um novo agente: o iniciador de pagamentos. Ele facilitar\u00e1 a jun\u00e7\u00e3o entre Pix e open banking. <\/p>\n

At\u00e9 ent\u00e3o, para fazer compras online, por exemplo, utilizando a ferramenta, os clientes precisam seguir uma s\u00e9rie de passos. As mudan\u00e7as propostas reduzir\u00e3o as etapas a apenas tr\u00eas: acessar o site da loja, efetuar a compra e, uma vez autenticada, a transa\u00e7\u00e3o se completa. Segundo o BC, a medida \u00e9 importante para facilitar a atua\u00e7\u00e3o de prestadores de servi\u00e7o de inicia\u00e7\u00e3o no com\u00e9rcio eletr\u00f4nico e aprimorar a atual experi\u00eancia dos usu\u00e1rios, tornando a compra virtual por meio do Pix mais \u00e1gil.<\/p>\n

Expectativa do BC \u00e9 que usu\u00e1rios n\u00e3o sejam cobrados pela funcionalidade<\/b><\/h3>\n

De acordo com Breno Lobo, chefe de Divis\u00e3o do Banco Central, a expectativa \u00e9 que, apesar da entrada de mais um agente, n\u00e3o haja custo para o consumidor que j\u00e1 est\u00e1 ligado a uma institui\u00e7\u00e3o financeira. \u201cEmbora a legisla\u00e7\u00e3o permita, n\u00e3o acreditamos que isso (cobran\u00e7a pelo servi\u00e7o) aconte\u00e7a. Porque se houver cobran\u00e7a, o cliente pode continuar usando o Pix da forma que usa hoje. Ele pode dispensar o iniciador\u201d, afirmou.<\/p>\n

As institui\u00e7\u00f5es participantes do ecossistema do open banking brasileiro t\u00eam at\u00e9 o dia 30 de agosto para implementar os procedimentos operacionais para as novas fun\u00e7\u00f5es do Pix. Al\u00e9m dos participantes que atuam na modalidade de iniciador, o servi\u00e7o de inicia\u00e7\u00e3o no sistema de pagamentos instant\u00e2neos poder\u00e1 ser ofertado pelas institui\u00e7\u00f5es autorizadas pelo BC que participem do Pix na modalidade provedor de conta transacional, desde que sejam certificadas no \u00e2mbito do open banking.<\/p>\n

Reda\u00e7\u00e3o MarketUP | Fonte: <\/i>Correio Braziliense<\/i><\/b><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

O Banco Central (BC) anunciou na \u00faltima quinta-feira, 22 de julho, mudan\u00e7as nas transa\u00e7\u00f5es com o Pix, sistema de pagamentos instant\u00e2neos, a partir de setembro. […]<\/p>\n","protected":false},"author":1,"featured_media":25843,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-25834","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"yoast_head":"\nBanco Central anuncia novas mudan\u00e7as para o Pix<\/title>\n<meta name=\"description\" content=\"Integra\u00e7\u00e3o com institui\u00e7\u00f5es participantes do open banking facilitar\u00e1 pagamento com Pix em compras feitas em lojas online\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banco Central anuncia novas mudan\u00e7as para o Pix\" \/>\n<meta property=\"og:description\" content=\"Integra\u00e7\u00e3o com institui\u00e7\u00f5es participantes do open banking facilitar\u00e1 pagamento com Pix em compras feitas em lojas online\" \/>\n<meta property=\"og:url\" content=\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/\" \/>\n<meta property=\"og:site_name\" content=\"MarketUP\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-23T14:47:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/marketup.com\/wp-content\/uploads\/2021\/07\/iStock-1188024610.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"724\" \/>\n\t<meta property=\"og:image:height\" content=\"482\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"MarketUP\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"MarketUP\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/\",\"url\":\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/\",\"name\":\"Banco Central anuncia novas mudan\u00e7as para o Pix\",\"isPartOf\":{\"@id\":\"https:\/\/marketup.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/marketup.com\/wp-content\/uploads\/2021\/07\/iStock-1188024610.jpg\",\"datePublished\":\"2021-07-23T14:47:35+00:00\",\"author\":{\"@id\":\"https:\/\/marketup.com\/#\/schema\/person\/cab0f614e9706e09200e5df605bb8e30\"},\"description\":\"Integra\u00e7\u00e3o com institui\u00e7\u00f5es participantes do open banking facilitar\u00e1 pagamento com Pix em compras feitas em lojas online\",\"breadcrumb\":{\"@id\":\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/#primaryimage\",\"url\":\"https:\/\/marketup.com\/wp-content\/uploads\/2021\/07\/iStock-1188024610.jpg\",\"contentUrl\":\"https:\/\/marketup.com\/wp-content\/uploads\/2021\/07\/iStock-1188024610.jpg\",\"width\":724,\"height\":482,\"caption\":\"Imagem: jossnatu | iStock\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/marketup.com\/blog\/banco-central-anuncia-novas-mudancas-para-o-pix\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/marketup.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Banco Central anuncia novas mudan\u00e7as para o Pix\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/marketup.com\/#website\",\"url\":\"https:\/\/marketup.com\/\",\"name\":\"MarketUP\",\"description\":\"MarketUP \u00e9 a plataforma de gest\u00e3o gr\u00e1tis para micro e pequenas empresas com emiss\u00e3o fiscal e mais. 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