{"id":25668,"date":"2021-07-08T12:06:39","date_gmt":"2021-07-08T15:06:39","guid":{"rendered":"https:\/\/marketup.com\/?p=25668"},"modified":"2021-07-08T12:06:39","modified_gmt":"2021-07-08T15:06:39","slug":"mp-cria-programa-de-estimulo-a-credito-para-micro-e-pequenas-empresas","status":"publish","type":"post","link":"https:\/\/marketup.com\/blog\/mp-cria-programa-de-estimulo-a-credito-para-micro-e-pequenas-empresas\/","title":{"rendered":"MP cria programa de est\u00edmulo a cr\u00e9dito para micro e pequenas empresas"},"content":{"rendered":"

Foi publicada no Di\u00e1rio Oficial da Uni\u00e3o na \u00faltima quarta-feira, dia 7 de julho, a Medida Provis\u00f3ria (MP) 1.057\/2021<\/a>. A MP cria o Programa de Est\u00edmulo ao Cr\u00e9dito (PEC), direcionado a microempreendedores individuais (MEIs), micro e pequenas empresas e produtores rurais com receita bruta anual de at\u00e9 R$4,8 milh\u00f5es.<\/p>\n

Segundo nota da Secretaria-Geral da Presid\u00eancia da Rep\u00fablica, o Programa cria incentivos para os bancos fornecerem cr\u00e9dito a micro e pequenas empresas e MEIs \u201cao conceder um tratamento mais vantajoso \u00e0 base de capital das institui\u00e7\u00f5es financeiras participantes\u201d. A estimativa do governo federal \u00e9 de que o PEC gire at\u00e9 R$48 bilh\u00f5es em novos cr\u00e9ditos.<\/p>\n

Para empresas abertas entre 2020 e 2021, o limite do valor da receita bruta anual ser\u00e1 proporcional aos meses em que est\u00e1 em funcionamento, respectivamente a cada ano. Ele tamb\u00e9m poder\u00e1 ser aferido conforme crit\u00e9rios e pol\u00edticas pr\u00f3prias de cada institui\u00e7\u00e3o, considerado o faturamento equivalente ao per\u00edodo de 12 meses.<\/p>\n

Cr\u00e9dito ser\u00e1 concedido por bancos e institui\u00e7\u00f5es financeiras que aderirem ao PEC<\/b><\/h3>\n

Os bancos e institui\u00e7\u00f5es financeiras que aderirem ao PEC poder\u00e3o apurar cr\u00e9dito presumido com base em f\u00f3rmula definida na medida. O valor total fica limitado \u00e0 menor quantia entre o saldo cont\u00e1bil bruto das opera\u00e7\u00f5es de cr\u00e9dito concedidas no \u00e2mbito do Programa de Capital de Giro para Preserva\u00e7\u00e3o das Empresas e do PEC e o saldo cont\u00e1bil dos cr\u00e9ditos decorrentes de diferen\u00e7as tempor\u00e1rias.<\/p>\n

O PEC ser\u00e1 operacionalizado por bancos e institui\u00e7\u00f5es financeiras autorizadas a funcionar pelo Banco Central, com exce\u00e7\u00e3o das cooperativas de cr\u00e9dito e administradoras de cons\u00f3rcios. Empresas podem contratar opera\u00e7\u00f5es de cr\u00e9dito no \u00e2mbito do Programa at\u00e9 o dia 31 de dezembro de 2021.<\/p>\n

Condi\u00e7\u00f5es, prazos, regras e caracter\u00edsticas das opera\u00e7\u00f5es de cr\u00e9dito ser\u00e3o definidas pelo Conselho Monet\u00e1rio Nacional (CMN). O \u00f3rg\u00e3o tamb\u00e9m ser\u00e1 respons\u00e1vel pela distribui\u00e7\u00e3o dos cr\u00e9ditos concedidos por segmentos ou \u00e1reas de atua\u00e7\u00e3o e faixas de porte das empresas.<\/p>\n

Reda\u00e7\u00e3o MarketUP | Fonte: <\/i>Ag\u00eancia Senado<\/i><\/b><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Foi publicada no Di\u00e1rio Oficial da Uni\u00e3o na \u00faltima quarta-feira, dia 7 de julho, a Medida Provis\u00f3ria (MP) 1.057\/2021. A MP cria o Programa de […]<\/p>\n","protected":false},"author":1,"featured_media":25669,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-25668","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"yoast_head":"\nMP cria programa de est\u00edmulo a cr\u00e9dito para micro e pequenas empresas<\/title>\n<meta name=\"description\" content=\"Estimativa do governo \u00e9 que o Programa de Est\u00edmulo ao Cr\u00e9dito (PEC), que se encerra no final de 2021, gire at\u00e9 48 bilh\u00f5es de reais\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/marketup.com\/blog\/mp-cria-programa-de-estimulo-a-credito-para-micro-e-pequenas-empresas\/\" \/>\n<meta property=\"og:locale\" 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