{"id":20976,"date":"2021-04-01T09:00:01","date_gmt":"2021-04-01T12:00:01","guid":{"rendered":"https:\/\/marketup.com\/?p=20976"},"modified":"2021-04-01T09:00:01","modified_gmt":"2021-04-01T12:00:01","slug":"banco-central-autoriza-transferencias-bancarias-pelo-whatsapp","status":"publish","type":"post","link":"https:\/\/marketup.com\/blog\/banco-central-autoriza-transferencias-bancarias-pelo-whatsapp\/","title":{"rendered":"Banco Central autoriza transfer\u00eancias banc\u00e1rias pelo WhatsApp"},"content":{"rendered":"<p>Ap\u00f3s nove meses em an\u00e1lise, o <a href=\"https:\/\/marketup.com\/blog\/banco-central-registra-15-mil-operacoes-no-primeiro-dia-de-fase-restrita-do-pix\/\" target=\"_blank\" rel=\"noopener\"><strong>Banco Central<\/strong><\/a> autorizou, nesta ter\u00e7a-feira (30), que os usu\u00e1rios fa\u00e7am transfer\u00eancias banc\u00e1rias por meio do WhatsApp, aplicativo que pertence ao Facebook.<\/p>\n<p>&nbsp;<\/p>\n<p>A ferramenta j\u00e1 havia sido lan\u00e7ada em junho do ano passado, mas foi barrada pelo regulador em seguida.<\/p>\n<p>&#8220;Esses arranjos e institui\u00e7\u00e3o de pagamentos t\u00eam rela\u00e7\u00e3o com a implementa\u00e7\u00e3o do programa de pagamentos vinculado ao servi\u00e7o de mensageria instant\u00e2nea do <a href=\"https:\/\/marketup.com\/blog\/whatsapp-lanca-duas-novas-funcoes-para-empresas\/\" target=\"_blank\" rel=\"noopener\"><strong>WhatsApp<\/strong><\/a> (Programa Facebook Pay).<\/p>\n<p>&nbsp;<\/p>\n<p>As autoriza\u00e7\u00f5es permitem que ele seja utilizado para realizar a transfer\u00eancia de recursos entre seus usu\u00e1rios&#8221;, disse o BC em nota. Para dar o aval, o BC incluiu o Facebook na categoria de iniciador de transa\u00e7\u00f5es de pagamentos, uma esp\u00e9cie de institui\u00e7\u00e3o de pagamentos.<\/p>\n<p>&nbsp;<\/p>\n<p>O servi\u00e7o ser\u00e1 oferecido em parceria com as bandeiras de cart\u00e3o Visa e Mastercard. De acordo com o texto, foram autorizados dois arranjos de pagamento, institu\u00eddos pela Visa e pela Mastercard, al\u00e9m de uma institui\u00e7\u00e3o de pagamentos na modalidade Iniciador de Transa\u00e7\u00f5es de Pagamentos pela Facebook.<\/p>\n<p>&nbsp;<\/p>\n<p>A parceria anunciada em junho envolvia tamb\u00e9m a credenciadora Cielo, respons\u00e1vel pelo processamento financeiro das transfer\u00eancias e uma das maiores no ramo das maquininhas de pagamentos. Al\u00e9m disso, Banco do Brasil, Nubank e Sicredi faziam parte do sistema. As institui\u00e7\u00f5es n\u00e3o foram citadas na nota da autoridade monet\u00e1ria.<\/p>\n<p>&nbsp;<\/p>\n<p>O Banco Central n\u00e3o autorizou, no entanto, que sejam feitas compras pelo aplicativo. &#8220;As autoriza\u00e7\u00f5es de hoje n\u00e3o incluem os pleitos da Visa e da Mastercard para funcionamento dos arranjos de compra vinculados ao Programa Facebook Pay, que seguem em an\u00e1lise no BC&#8221;, afirmou.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>&#8220;O BC acredita que as autoriza\u00e7\u00f5es concedidas poder\u00e3o abrir novas perspectivas de redu\u00e7\u00e3o de custos para os usu\u00e1rios de servi\u00e7os de pagamentos&#8221;, continuou o \u00f3rg\u00e3o.<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p>Em nota, o WhatsApp afirmou que recebeu a aprova\u00e7\u00e3o do pedido de licen\u00e7a como iniciador de pagamentos com muita satisfa\u00e7\u00e3o e que est\u00e1 empenhado para disponibilizar a funcionalidade no Brasil assim que poss\u00edvel.<\/p>\n<p>&nbsp;<\/p>\n<section><\/section>\n<p>Fonte: <strong><a href=\"https:\/\/www.folhape.com.br\/economia\/bc-autoriza-transferencias-bancarias-pelo-whatsapp\/178263\/\" target=\"_blank\" rel=\"noopener\">Folha de Pernambuco<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ap\u00f3s nove meses em an\u00e1lise, o Banco Central autorizou, nesta ter\u00e7a-feira (30), que os usu\u00e1rios fa\u00e7am transfer\u00eancias banc\u00e1rias por meio do WhatsApp, aplicativo que pertence [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":20977,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[5],"tags":[3048,5016,4786],"class_list":["post-20976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-banco-central","tag-pagamentos-e-transferencias","tag-whatsapp"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - 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