{"id":17220,"date":"2020-10-30T11:53:48","date_gmt":"2020-10-30T14:53:48","guid":{"rendered":"https:\/\/marketup.com\/?p=17220"},"modified":"2020-10-30T11:53:48","modified_gmt":"2020-10-30T14:53:48","slug":"entenda-a-diferenca-entre-pix-ted-e-doc","status":"publish","type":"post","link":"https:\/\/marketup.com\/blog\/entenda-a-diferenca-entre-pix-ted-e-doc\/","title":{"rendered":"Entenda a diferen\u00e7a entre Pix, TED e DOC"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Muito tem se falado sobre Pix, n\u00e3o \u00e9 mesmo? Este pode ser um assunto que ainda \u00e9 motivo de d\u00favidas para algumas pessoas. Por exemplo, voc\u00ea sabe qual \u00e9 a <\/span><b>diferen\u00e7a entre Pix, TED e DOC<\/b><span style=\"font-weight: 400;\">? Este novo meio de pagamento apresenta caracter\u00edsticas bastante distintas dos demais, assim como algumas importantes vantagens.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Qual \u00e9 a diferen\u00e7a entre Pix, TED e DOC<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">O Pix \u00e9 o novo meio de pagamento que ser\u00e1 lan\u00e7ado pelo Banco Central em 16 de novembro de 2020. Ele funcionar\u00e1 de maneira instant\u00e2nea, ou seja, voc\u00ea receber\u00e1 e poder\u00e1 fazer pagamentos em tempo real.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Atualmente, as institui\u00e7\u00f5es financeiras oferecem dois meios de pagamento: o TED e o DOC. O Pix ser\u00e1 mais uma op\u00e7\u00e3o para que as pessoas possam movimentar seu dinheiro. Confira quais s\u00e3o as principais caracter\u00edsticas de cada meio:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">TED &#8211; Transfer\u00eancia Eletr\u00f4nica Dispon\u00edvel<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Escolhendo o <\/span><b>TED <\/b><span style=\"font-weight: 400;\">como meio de pagamento, o dinheiro que ser\u00e1 enviado para outra pessoa s\u00f3 ser\u00e1 creditado na conta at\u00e9 \u00e0s 17 horas do mesmo dia. Se for ap\u00f3s esse hor\u00e1rio, esta movimenta\u00e7\u00e3o ficar\u00e1 para o dia seguinte.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Na op\u00e7\u00e3o TED n\u00e3o tem um valor m\u00ednimo para transfer\u00eancias e \u00e9 poss\u00edvel fazer movimenta\u00e7\u00f5es superiores a R$ 5 mil. Al\u00e9m disso, TED s\u00f3 funciona em dias \u00fateis.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">DOC &#8211; Documento de Ordem de Cr\u00e9dito<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Bastante utilizado pela maioria das pessoas, o <\/span><b>DOC <\/b><span style=\"font-weight: 400;\">\u00e9 a op\u00e7\u00e3o de pagamento que tem como valor m\u00e1ximo R$ 4.999,99. O dinheiro \u00e9 creditado na conta do destinat\u00e1rio no dia seguinte da opera\u00e7\u00e3o e caso seja realizada ap\u00f3s \u00e0s 22h, levar\u00e1 at\u00e9 mais de um dia \u00fatil.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Igual ao TED, o DOC tamb\u00e9m s\u00f3 pode ser feita em dias \u00fateis.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Pix<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">O <\/span><b>Pix <\/b><span style=\"font-weight: 400;\">est\u00e1 chegando com o objetivo de simplificar as movimenta\u00e7\u00f5es financeiras dos brasileiros. Afinal, ele vai funcionar o tempo todo, ou seja, 24 horas por dia e 7 dias por semana, mesmo aos finais de semana e feriados.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00c9 poss\u00edvel comparar o Pix com transfer\u00eancias realizadas entre contas do mesmo banco. Nesta op\u00e7\u00e3o, em quest\u00e3o de segundos o dinheiro ser\u00e1 creditado na conta de destino. Outro ponto importante do Pix \u00e9 que para fazer transfer\u00eancias voc\u00ea s\u00f3 vai precisar da chave Pix, podendo ser o n\u00famero do celular, CPF ou e-mail, por exemplo. Enquanto em movimenta\u00e7\u00f5es TED e DOC \u00e9 preciso ter todas as informa\u00e7\u00f5es completas da conta do banco do destinat\u00e1rio.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Voc\u00ea j\u00e1 cadastrou suas chaves Pix? Prepare-se para aproveitar o melhor deste novo meio de pagamento!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Muito tem se falado sobre Pix, n\u00e3o \u00e9 mesmo? Este pode ser um assunto que ainda \u00e9 motivo de d\u00favidas para algumas pessoas. Por exemplo, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17223,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[6,3074],"tags":[5063,5021,5007,5008,3814],"class_list":["post-17220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas-e-tributos","category-tecnologia","tag-doc","tag-meio-de-pagamento","tag-pagamento-instantaneo","tag-pix","tag-ted"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Entenda a diferen\u00e7a entre Pix, TED e DOC | MarketUP<\/title>\n<meta name=\"description\" content=\"Voc\u00ea sabe quais s\u00e3o as caracter\u00edsticas que diferem o Pix do TED e DOC? Explicamos no Canal PME, o blog da MarketUP. 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